APPLY IN 4 EASY STEPS!
APPLY WITH NO IMPACT TO YOUR CREDIT!*
- 1% Cash Back Rewards
- Start Building Credit1 - No Minimum Credit History or Credit Score Required
- Reports Monthly to the 3 Major Credit Bureaus
On January 2, 2026 Synovus Bank will be merging with Pinnacle Bank. During this transition period, you may see both banks listed on materials.
All existing cards, account numbers and agreements will remain valid and working during and after this transition.
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The First Latitude Card Secured Mastercard® is issued by Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.
*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
1 Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.